/* ============================================================
   Federica Mazzanti — Consulente Finanziaria
   Direction: "Calmo e umano" — warm off-white, deep pine green,
   terracotta accent, Spectral + Hanken Grotesk.
   ============================================================ */

:root{
  /* color */
  --bg:#f3f4ed;
  --bg-sunk:#eaece1;
  --surface:#fbfbf6;
  --ink:#1b2a23;
  --ink-soft:#515c55;
  --brand:#1f4a38;
  --brand-deep:#122e23;
  --brand-tint:#dbe5de;
  --accent:#a44d2d;
  --accent-soft:#e2a785;
  --line:#d9dccf;
  --line-strong:#c7cbb9;

  /* type */
  --serif:"Spectral", Georgia, "Times New Roman", serif;
  --sans:"Hanken Grotesk", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;

  /* rhythm */
  --wrap:1200px;
  --gutter:clamp(1.25rem, 5vw, 4rem);
  --section-y:clamp(4.5rem, 9vw, 8rem);
  --radius:16px;
  --radius-lg:26px;

  /* motion */
  --ease:cubic-bezier(.16,1,.3,1);
  --dur:.7s;

  /* z */
  --z-header:100;
  --z-mobilenav:90;
  --z-fab:70;
}

/* ---------- reset ---------- */
*,*::before,*::after{box-sizing:border-box}
*{margin:0}
html{-webkit-text-size-adjust:100%}
html:focus-within{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  font-size:clamp(1rem,.96rem + .2vw,1.09rem);
  line-height:1.62;
  color:var(--ink);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;cursor:pointer;background:none;border:none}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;line-height:1.1;letter-spacing:-.02em;color:var(--ink);text-wrap:balance}
p{text-wrap:pretty}

::selection{background:var(--brand);color:var(--bg)}

.skip-link{
  position:absolute;left:-999px;top:0;z-index:200;
  background:var(--brand);color:var(--bg);padding:.7rem 1.1rem;border-radius:0 0 10px 0;
}
.skip-link:focus{left:0}

:focus-visible{outline:2.5px solid var(--accent);outline-offset:3px;border-radius:3px}

/* ---------- layout helpers ---------- */
.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.narrow{max-width:820px}
.section{padding-block:var(--section-y)}
.section-head{max-width:760px;margin-bottom:clamp(2.5rem,5vw,4rem)}
.section-lead{color:var(--ink-soft);font-size:clamp(1.05rem,1rem + .4vw,1.3rem);margin-top:1rem}

h2{font-size:clamp(1.9rem,1.4rem + 2.4vw,3.25rem)}
h3{font-size:clamp(1.2rem,1.1rem + .5vw,1.45rem)}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:var(--sans);font-weight:600;letter-spacing:.005em;
  padding:.85rem 1.5rem;border-radius:999px;
  transition:transform .25s var(--ease), background .25s var(--ease), box-shadow .25s var(--ease), color .25s var(--ease);
  will-change:transform;
}
.btn-lg{padding:1.05rem 1.9rem;font-size:1.05rem}
.btn-sm{padding:.6rem 1.1rem;font-size:.92rem}
.btn-block{width:100%}
.btn-primary{background:var(--brand);color:var(--bg);box-shadow:0 1px 2px rgba(18,46,35,.2)}
.btn-primary:hover{background:var(--brand-deep);transform:translateY(-2px);box-shadow:0 10px 24px -8px rgba(18,46,35,.5)}
.btn-ghost{background:transparent;color:var(--brand);box-shadow:inset 0 0 0 1.5px var(--line-strong)}
.btn-ghost:hover{box-shadow:inset 0 0 0 1.5px var(--brand);transform:translateY(-2px)}

.link-arrow{display:inline-flex;align-items:center;gap:.4rem;color:var(--brand);font-weight:600;transition:gap .25s var(--ease),color .25s}
.link-arrow:hover{gap:.7rem;color:var(--accent)}
.link-arrow svg{transition:transform .25s var(--ease)}

.eyebrow{
  font-size:.86rem;font-weight:600;letter-spacing:.02em;color:var(--brand);
  display:inline-flex;align-items:center;gap:.55rem;margin-bottom:1.4rem;
}
.eyebrow::before{content:"";width:26px;height:1.5px;background:var(--accent)}

/* ============================================================
   HEADER
   ============================================================ */
.site-header{
  position:sticky;top:0;z-index:var(--z-header);
  background:var(--bg);
  border-bottom:1px solid transparent;
  transition:border-color .3s, box-shadow .3s;
}
.site-header.scrolled{
  border-bottom-color:var(--line);
  box-shadow:0 4px 18px -14px rgba(18,46,35,.45);
}
.header-inner{display:flex;align-items:center;gap:1.35rem;min-height:62px}
.brand{display:flex;align-items:center;gap:.6rem;margin-right:auto}
.brand-mark{
  display:grid;place-items:center;width:32px;height:32px;flex:none;
  background:var(--brand);color:var(--bg);border-radius:9px;
  font-family:var(--serif);font-weight:600;font-size:.9rem;letter-spacing:.02em;
}
.brand-name{font-family:var(--serif);font-weight:500;font-size:1.02rem;line-height:1;color:var(--ink);white-space:nowrap}
.nav{display:flex;gap:1.4rem;white-space:nowrap}
.nav a{font-weight:500;font-size:.92rem;color:var(--ink-soft);position:relative;padding-block:.25rem;transition:color .2s}
.nav a::after{content:"";position:absolute;left:0;bottom:0;width:100%;height:1.5px;background:var(--accent);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav a:hover,.nav a[aria-current="page"]{color:var(--brand)}
.nav a[aria-current="page"]::after,.nav a:hover::after{transform:scaleX(1)}
.header-cta{display:flex;align-items:center;gap:.9rem;flex:none}
.header-cta .btn{white-space:nowrap}
.phone-link{display:none;align-items:center;gap:.4rem;font-weight:600;font-size:.9rem;color:var(--brand);white-space:nowrap;transition:color .2s}
@media(min-width:1400px){.phone-link{display:inline-flex}}
.phone-link:hover{color:var(--accent)}
.phone-link svg{color:var(--accent)}

.menu-toggle{display:none;flex-direction:column;gap:5px;width:44px;height:44px;align-items:center;justify-content:center;flex:none}
.menu-toggle span{width:24px;height:2px;background:var(--ink);border-radius:2px;transition:transform .3s var(--ease),opacity .2s}
.site-header.menu-open .menu-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.site-header.menu-open .menu-toggle span:nth-child(2){opacity:0}
.site-header.menu-open .menu-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.mobile-nav{
  display:none;flex-direction:column;gap:.35rem;padding:0 var(--gutter);
  max-height:0;overflow:hidden;background:var(--bg);
  transition:max-height .4s var(--ease),padding .4s var(--ease);
}
.mobile-nav a{padding:.85rem .2rem;font-size:1.1rem;font-weight:500;border-bottom:1px solid var(--line)}
.mobile-nav .btn{margin-top:1rem;border-bottom:none}
.mobile-phone{text-align:center;color:var(--ink-soft);font-weight:500;border-bottom:none!important}
.site-header.menu-open .mobile-nav{max-height:420px;padding-top:.5rem;padding-bottom:1.6rem}

/* ============================================================
   HERO
   ============================================================ */
.hero{position:relative;padding-top:clamp(2rem,4vw,3.5rem);overflow:hidden}
.hero::before{ /* soft ambient glow top-right */
  content:"";position:absolute;top:-20%;right:-10%;width:60vw;height:60vw;max-width:720px;max-height:720px;
  background:radial-gradient(circle, color-mix(in srgb,var(--brand-tint) 70%,transparent), transparent 62%);
  z-index:0;pointer-events:none;
}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(2rem,4vw,4.5rem);align-items:center;padding-bottom:var(--section-y)}
.hero-copy{max-width:640px}
h1{font-size:clamp(2.4rem,1.5rem + 2.5vw,3.35rem);font-weight:500;letter-spacing:-.028em;line-height:1.06}
.hero-sub{margin-top:1.6rem;font-size:clamp(1.08rem,1rem + .5vw,1.32rem);color:var(--ink-soft);max-width:34ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2.2rem}
.hero-note{margin-top:1.1rem;font-size:.94rem;color:var(--ink-soft)}

.hero-visual{position:relative;justify-self:center;width:100%;max-width:440px}
.hero-portrait{position:relative;width:100%}
.portrait-panel{
  position:absolute;left:5%;right:5%;bottom:0;top:16%;border-radius:var(--radius-lg);
  background:linear-gradient(160deg,var(--brand) 0%,var(--brand-deep) 100%);
  box-shadow:0 40px 80px -40px rgba(18,46,35,.55);
}
.portrait-panel::after{ /* subtle terracotta arc accent */
  content:"";position:absolute;left:-14px;top:44px;width:60px;height:60px;border-radius:50%;
  background:radial-gradient(circle at 30% 30%,var(--accent-soft),var(--accent));opacity:.95;
}
.hero-portrait picture{display:block;position:relative;z-index:1;width:100%}
.portrait-img{
  display:block;width:100%;height:auto;
  filter:drop-shadow(0 24px 34px rgba(18,46,35,.28));
}
.portrait-badge{
  position:absolute;left:-4px;bottom:12%;z-index:2;
  background:var(--surface);border:1px solid var(--line);border-radius:14px;
  padding:.6rem .85rem;box-shadow:0 18px 40px -18px rgba(18,46,35,.5);
  display:flex;flex-direction:column;gap:1px;font-size:.82rem;line-height:1.2;
}
.portrait-badge strong{font-size:1rem}
.stars{color:var(--accent);letter-spacing:1px}

/* ============================================================
   TRUST BAR — mobile-first: stacked, then a row from 560px up
   ============================================================ */
.trust{background:var(--brand-deep);color:var(--bg)}
.trust-grid{display:grid;grid-template-columns:1fr;gap:1.6rem;padding-block:clamp(2rem,4vw,3rem)}
.trust-item{display:flex;flex-direction:column;gap:.35rem;text-align:center;padding-inline:.5rem;position:relative}
.trust-num{font-family:var(--serif);font-size:clamp(2.2rem,1.6rem + 2.4vw,3.1rem);font-weight:500;line-height:1;color:#fff}
@media(min-width:560px){
  .trust-grid{grid-template-columns:repeat(3,1fr);gap:1.5rem}
  .trust-item:not(:last-child)::after{content:"";position:absolute;right:-.75rem;top:15%;height:70%;width:1px;background:color-mix(in srgb,var(--bg) 22%,transparent)}
}
.trust-label{font-size:.9rem;color:color-mix(in srgb,var(--bg) 78%,transparent);max-width:22ch;margin-inline:auto}

/* ============================================================
   PROBLEM
   ============================================================ */
.problem-list{list-style:none;padding:0;margin:clamp(1.5rem,3vw,2.2rem) 0;display:flex;flex-direction:column;gap:.2rem}
.problem-list li{
  position:relative;padding:.85rem 0 .85rem 2.2rem;font-size:clamp(1.08rem,1rem + .5vw,1.32rem);
  color:var(--ink);border-bottom:1px solid var(--line);
}
.problem-list li::before{
  content:"";position:absolute;left:0;top:1.45rem;width:12px;height:12px;border-radius:50%;
  border:2px solid var(--accent);
}
.problem-bridge{margin-top:2rem;font-size:1.1rem;color:var(--ink-soft)}
.problem-claim{
  margin-top:1.6rem;font-family:var(--serif);font-size:clamp(1.4rem,1.1rem + 1.4vw,2rem);
  line-height:1.3;color:var(--brand);font-weight:500;text-wrap:balance;
}

/* ============================================================
   SERVICES — editorial divided list
   ============================================================ */
.service-list{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}
.service{
  display:grid;grid-template-columns:auto 1fr;gap:clamp(1.2rem,3vw,2.4rem);align-items:start;
  padding:clamp(1.8rem,3.5vw,2.8rem) 0;border-bottom:1px solid var(--line);
  transition:background .3s;
}
.service-icon{
  display:grid;place-items:center;width:60px;height:60px;flex:none;border-radius:16px;
  background:var(--brand-tint);color:var(--brand);
}
.service-icon svg{width:30px;height:30px}
.service-text{max-width:60ch}
.service-text h3{margin-bottom:.5rem}
.service-text p{color:var(--ink-soft)}
@media(hover:hover){
  .service:hover .service-icon{background:var(--brand);color:var(--bg);transform:translateY(-2px);transition:all .3s var(--ease)}
}

/* ============================================================
   SIMULATION
   ============================================================ */
.sim{background:var(--bg-sunk)}
.sim-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,5rem);align-items:center}
.sim-grid>*,.about-grid>*{min-width:0}
.sim-copy h2{margin-bottom:1.2rem}
.sim-copy p{color:var(--ink-soft);margin-bottom:1rem;max-width:46ch}
.sim-copy strong{color:var(--ink);font-weight:700}
.sim-cta{display:inline-flex;align-items:center;gap:.5rem;margin-top:.6rem;color:var(--brand);font-weight:600;transition:gap .25s var(--ease),color .25s}
.sim-cta:hover{gap:.8rem;color:var(--accent)}

.sim-viz{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(1.6rem,3vw,2.4rem)}
.bars{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.5rem,4vw,3rem);align-items:end;height:clamp(230px,32vw,320px)}
.bar-col{display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;gap:.7rem}
.bar{width:min(120px,60%);border-radius:12px 12px 0 0;height:0;transition:height 1.1s var(--ease)}
.bar-in{background:linear-gradient(180deg,var(--line-strong),#b8bda8)}
.bar-out{background:linear-gradient(180deg,var(--brand) 0%,var(--brand-deep) 100%);position:relative}
.bar-out::before{content:"";position:absolute;left:-10px;top:-10px;width:34px;height:34px;border-radius:50%;background:radial-gradient(circle at 35% 35%,var(--accent-soft),var(--accent))}
.is-animated .bar{height:var(--h)}
.bar-value{font-family:var(--serif);font-size:clamp(1.1rem,.9rem + 1vw,1.55rem);font-weight:500;order:-1}
.bar-value-hl{color:var(--brand)}
.bar-cap{font-size:.86rem;color:var(--ink-soft);text-align:center;max-width:16ch}
.sim-disclaimer{margin-top:1.5rem;padding-top:1.1rem;border-top:1px solid var(--line);font-size:.78rem;line-height:1.5;color:var(--ink-soft)}

/* ============================================================
   METHOD — connected steps
   ============================================================ */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(1.4rem,2.5vw,2.2rem);counter-reset:none}
.step{position:relative;padding-top:2.4rem}
.step::before{ /* connector line */
  content:"";position:absolute;top:14px;left:0;width:100%;height:2px;
  background:linear-gradient(90deg,var(--line-strong),var(--line-strong));
}
.step:last-child::before{background:linear-gradient(90deg,var(--line-strong) 0 28px,transparent 28px)}
.step::after{ /* node dot */
  content:"";position:absolute;top:8px;left:0;width:14px;height:14px;border-radius:50%;
  background:var(--bg);border:3px solid var(--brand);z-index:1;
}
.step-num{font-family:var(--serif);font-size:.95rem;font-weight:600;color:var(--accent);letter-spacing:.05em}
.step h3{margin:.5rem 0 .5rem}
.step p{color:var(--ink-soft);font-size:.97rem}
.method-foot{
  margin-top:clamp(2.5rem,5vw,3.5rem);font-family:var(--serif);font-style:italic;
  font-size:clamp(1.2rem,1rem + 1vw,1.6rem);color:var(--brand);text-align:center;
}

/* ============================================================
   OBJECTION — drench
   ============================================================ */
.objection{background:var(--brand-deep);color:var(--bg);text-align:center}
.objection .btn-ghost{color:var(--bg);box-shadow:inset 0 0 0 1.5px color-mix(in srgb,var(--bg) 45%,transparent)}
.objection .btn-ghost:hover{box-shadow:inset 0 0 0 1.5px var(--bg)}
.objection .btn-primary{box-shadow:0 1px 2px rgba(0,0,0,.35)}
.objection h2{color:#fff;font-size:clamp(2rem,1.5rem + 2.6vw,3.4rem)}
.objection p{margin-top:1.4rem;color:color-mix(in srgb,var(--bg) 84%,transparent);font-size:clamp(1.05rem,1rem + .5vw,1.28rem);margin-inline:auto;max-width:60ch}
.objection-claim{
  font-family:var(--serif)!important;font-size:clamp(1.4rem,1.1rem + 1.5vw,2.1rem)!important;
  color:var(--accent-soft)!important;line-height:1.3;font-weight:500;max-width:24ch!important;
}
.objection-foot{font-size:.98rem!important;color:color-mix(in srgb,var(--bg) 62%,transparent)!important;max-width:52ch!important}

/* ============================================================
   CONVICTIONS
   ============================================================ */
.conv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1.5rem,3vw,2.8rem)}
.conv{position:relative;padding-top:2.2rem}
.conv::before{content:"";position:absolute;top:0;left:0;width:44px;height:3px;background:var(--accent);border-radius:2px}
.conv h3{margin-bottom:.7rem;font-size:clamp(1.15rem,1rem + .6vw,1.4rem)}
.conv p{color:var(--ink-soft)}

/* ============================================================
   ABOUT
   ============================================================ */
.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.about-visual{position:relative;justify-self:center;width:min(340px,80vw)}
.about-img{width:100%;aspect-ratio:1;object-fit:cover;border-radius:50%;box-shadow:0 30px 60px -28px rgba(18,46,35,.5)}
.about-visual::before{content:"";position:absolute;inset:-14px;border:1.5px solid var(--line-strong);border-radius:50%;z-index:-1}
.about-sign{
  position:absolute;bottom:6px;right:-6px;background:var(--brand);color:var(--bg);
  font-family:var(--serif);font-size:1rem;padding:.5rem 1rem;border-radius:999px;
  box-shadow:0 12px 30px -14px rgba(18,46,35,.6);
}
.about-copy h2{margin-bottom:1.3rem}
.about-copy p{color:var(--ink-soft);margin-bottom:1.1rem;max-width:58ch}
.about-copy p:last-child{color:var(--ink);font-family:var(--serif);font-size:clamp(1.15rem,1rem + .7vw,1.5rem);line-height:1.35;font-style:italic}

/* ============================================================
   REVIEWS band
   ============================================================ */
.reviews-band{
  display:flex;flex-wrap:wrap;align-items:center;gap:clamp(1.5rem,4vw,3.5rem);
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.8rem,4vw,3rem);box-shadow:0 30px 60px -40px rgba(18,46,35,.4);
}
.reviews-score{display:flex;flex-direction:column;align-items:center;gap:.2rem;flex:none}
.stars-lg{font-size:1.6rem}
.reviews-num{font-family:var(--serif);font-size:3rem;font-weight:500;line-height:1;color:var(--brand)}
.reviews-text{flex:1;min-width:260px}
.reviews-text p{font-size:clamp(1.1rem,1rem + .6vw,1.4rem);color:var(--ink);margin-bottom:.9rem;font-family:var(--serif);line-height:1.35}
.reviews-text strong{color:var(--brand)}

/* ============================================================
   CONTACT — mobile-first: single centered column, call-first
   ============================================================ */
.contact{background:var(--bg-sunk)}
.contact-single{max-width:600px;margin-inline:auto;text-align:center}
.contact-single h2{margin-bottom:1rem}
.contact-single>p{color:var(--ink-soft);font-size:1.1rem;margin:0 auto 2rem}
.contact-direct{display:flex;flex-direction:column;gap:.8rem;margin-bottom:2.4rem}
.contact-phone,.contact-mail{
  display:flex;align-items:center;justify-content:center;gap:.9rem;padding:1.1rem 1.3rem;border-radius:14px;
  background:var(--surface);border:1px solid var(--line);color:var(--ink);font-weight:600;
  transition:transform .25s var(--ease),border-color .25s,box-shadow .25s;
}
.contact-phone svg,.contact-mail svg{color:var(--brand);flex:none}
.contact-phone span,.contact-mail span{display:flex;flex-direction:column;line-height:1.25;text-align:left}
.contact-phone small,.contact-mail small{font-weight:500;font-size:.78rem;color:var(--ink-soft);letter-spacing:.03em}
.contact-phone:hover,.contact-mail:hover{transform:translateY(-2px);border-color:var(--brand);box-shadow:0 14px 30px -18px rgba(18,46,35,.5)}
.contact-offices{display:flex;flex-direction:column;gap:1.8rem;padding-top:2.2rem;border-top:1px solid var(--line)}
.contact-offices-row{display:flex;flex-direction:column;gap:1.3rem}
.contact-offices h4{font-family:var(--sans);font-size:.8rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--brand);margin-bottom:.3rem}
.contact-offices p{color:var(--ink-soft);font-size:.98rem}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{background:var(--brand-deep);color:color-mix(in srgb,var(--bg) 80%,transparent);padding-block:clamp(3rem,5vw,4.5rem) 2.5rem}
.footer-inner{display:flex;flex-wrap:wrap;gap:2rem;justify-content:space-between;align-items:center;padding-bottom:2.2rem;border-bottom:1px solid color-mix(in srgb,var(--bg) 16%,transparent)}
.footer-brand{display:flex;align-items:center;gap:.9rem}
.footer-brand .brand-mark{background:var(--brand);width:46px;height:46px}
.footer-name{font-family:var(--serif);font-size:1.2rem;color:#fff;line-height:1.1}
.footer-role{font-size:.86rem;color:color-mix(in srgb,var(--bg) 70%,transparent)}
.footer-nav{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1.8rem 1.6rem;flex:1}
.footer-nav-group{display:flex;flex-direction:column;gap:.6rem;min-width:0}
.footer-nav-h{font-family:var(--sans);font-size:.74rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:color-mix(in srgb,var(--bg) 42%,transparent);margin:0 0 .1rem}
.footer-nav a{font-weight:500;transition:color .2s}
.footer-nav a:hover{color:#fff}
.footer-legal{margin-top:2.2rem;display:flex;flex-direction:column;gap:.9rem;font-size:.82rem;line-height:1.6;color:color-mix(in srgb,var(--bg) 64%,transparent)}
.footer-legal strong{color:color-mix(in srgb,var(--bg) 85%,transparent)}
.disclaimer{font-size:.76rem;color:color-mix(in srgb,var(--bg) 52%,transparent);max-width:none}
/* ============================================================
   WHATSAPP FAB
   ============================================================ */
.whatsapp-fab{
  position:fixed;z-index:var(--z-fab);
  right:calc(clamp(16px,4vw,28px) + env(safe-area-inset-right,0px));
  bottom:calc(clamp(16px,4vw,28px) + env(safe-area-inset-bottom,0px));
  width:58px;height:58px;display:grid;place-items:center;border-radius:50%;
  background:#25D366;box-shadow:0 16px 32px -12px rgba(18,46,35,.5),0 4px 10px -2px rgba(18,46,35,.3);
  transition:transform .25s var(--ease),box-shadow .25s var(--ease);
}
.whatsapp-fab:hover{transform:translateY(-3px) scale(1.05);box-shadow:0 20px 38px -12px rgba(18,46,35,.55),0 6px 14px -2px rgba(18,46,35,.35)}
.whatsapp-fab:active{transform:scale(.95)}

/* ============================================================
   REVEAL MOTION — enhances an already-visible default.
   Content is visible by default; JS adds .is-pre to hide, then
   removes it to animate in. If JS/observer never runs, or on a
   failsafe timeout, content simply stays/returns visible.
   ============================================================ */
.reveal{transition:opacity .7s var(--ease) var(--d,0ms), transform .7s var(--ease) var(--d,0ms)}
.reveal.is-pre{opacity:0;transform:translateY(22px)}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:1180px){
  .header-cta{display:none}
}
@media(max-width:1100px){
  .nav{display:none}
  .menu-toggle{display:flex}
  .mobile-nav{display:flex}
  .hero-grid{grid-template-columns:1fr;gap:2.5rem}
  .hero-copy{max-width:none;order:0}
  .hero-visual{order:1;max-width:330px}
  .hero-sub{max-width:48ch}
  .sim-grid,.about-grid{grid-template-columns:1fr}
  .about-visual{order:-1}
  .steps{grid-template-columns:1fr 1fr;gap:2rem 2.2rem}
  .step::before{display:none}
}
@media(max-width:720px){
  .conv-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .reviews-band{flex-direction:column;text-align:center;align-items:center}
  .footer-inner{flex-direction:column;align-items:flex-start}
}
@media(min-width:640px){
  .contact-direct{flex-direction:row;justify-content:center}
  .contact-phone,.contact-mail{flex:1;max-width:280px}
  .contact-offices-row{flex-direction:row;justify-content:center;gap:3rem}
  .contact-offices-row>div{text-align:left}
}

/* ============================================================
   REDUCED MOTION
   ============================================================ */
@media(prefers-reduced-motion:reduce){
  html:focus-within{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
  .js .reveal{opacity:1!important;transform:none!important}
  .bar{transition:none!important}
  .btn:hover,.contact-phone:hover,.contact-mail:hover,.service:hover .service-icon{transform:none!important}
}

/* ============================================================
   PAGINA TFR E FONDO PENSIONE — mobile-first
   ============================================================ */
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* subpage hero (text only, compact) */
.page-hero{position:relative;padding-top:clamp(2rem,4vw,3.5rem);padding-bottom:clamp(2.5rem,5vw,4rem);overflow:hidden}
.page-hero::before{
  content:"";position:absolute;top:-30%;right:-15%;width:70vw;height:70vw;max-width:640px;max-height:640px;
  background:radial-gradient(circle, color-mix(in srgb,var(--brand-tint) 70%,transparent), transparent 62%);
  z-index:0;pointer-events:none;
}
.page-hero .wrap{position:relative;z-index:1}
.page-hero .hero-sub{max-width:56ch}

/* update badge */
.update-badge{
  display:inline-flex;align-items:center;gap:.5rem;
  background:var(--brand-tint);color:var(--brand);border-radius:999px;
  font-size:.85rem;font-weight:600;padding:.4rem 1rem;margin-bottom:1.2rem;
}
.update-badge::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--accent)}

/* novità 2026 tiles */
.news-grid{display:grid;grid-template-columns:1fr;gap:1rem;margin-top:clamp(1.8rem,3vw,2.6rem)}
.news-item{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:1.4rem 1.4rem 1.5rem;
}
.news-item h3{font-size:clamp(1.15rem,1rem + .6vw,1.35rem);margin-bottom:.5rem;color:var(--brand)}
.news-item p{color:var(--ink-soft);font-size:.97rem}
.news-item strong{color:var(--ink)}
.news-asym{
  margin-top:1.6rem;padding:1.4rem 1.6rem;border-radius:var(--radius);
  background:var(--brand-deep);color:color-mix(in srgb,var(--bg) 88%,transparent);
}
.news-asym strong{color:#fff}
.news-asym a{color:#fff;font-weight:700;text-decoration:underline;text-underline-offset:3px}
@media(min-width:640px){.news-grid{grid-template-columns:1fr 1fr}}

/* inline data chips */
.chips{display:flex;flex-wrap:wrap;gap:.6rem;margin:1.2rem 0}
.chip{
  background:var(--surface);border:1px solid var(--line);border-radius:999px;
  padding:.45rem 1rem;font-size:.92rem;color:var(--ink);
}
.chip strong{color:var(--brand)}

/* comparison table */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--surface);box-shadow:0 24px 50px -38px rgba(18,46,35,.4)}
.compare{width:100%;min-width:600px;border-collapse:collapse;font-size:.95rem}
.compare th,.compare td{padding:.95rem 1.1rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.compare thead th{
  font-family:var(--sans);font-size:.8rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;
  color:var(--ink-soft);background:var(--bg-sunk);
}
.compare thead th:nth-child(3){background:var(--brand);color:#fff}
.compare tbody th{font-weight:600;color:var(--ink);font-family:var(--sans);width:26%}
.compare td{color:var(--ink-soft)}
.compare td:nth-child(3){background:color-mix(in srgb,var(--brand-tint) 45%,transparent);color:var(--ink)}
.compare tbody tr:last-child th,.compare tbody tr:last-child td{border-bottom:none}
.compare.mini{min-width:0}
.compare.mini tbody th{width:auto;font-weight:500}
.compare.mini td{white-space:nowrap;text-align:right;width:1%;color:var(--ink);font-weight:600}
.compare.mini tbody tr:last-child th,.compare.mini tbody tr:last-child td{border-top:2px solid var(--line-strong)}
.table-note{margin-top:1.4rem;font-size:.92rem;color:var(--ink-soft);max-width:70ch}
.table-note a{color:var(--brand);font-weight:600;text-decoration:underline;text-underline-offset:2px}

/* three-bar variant for esempio 1 */
.bars-3{grid-template-columns:repeat(3,1fr);gap:clamp(.8rem,2.5vw,2rem)}
.bar-neutral{background:linear-gradient(180deg,#cfd3c2,#b8bda8)}
.bar-range{font-size:.8rem;color:var(--ink-soft)}

/* objections */
.obj-list{border-top:1px solid var(--line)}
.obj{padding:clamp(1.6rem,3vw,2.2rem) 0;border-bottom:1px solid var(--line)}
.obj h3{margin-bottom:.6rem;color:var(--brand);font-size:clamp(1.2rem,1.05rem + .7vw,1.5rem)}
.obj p{color:var(--ink-soft);max-width:66ch}
.obj p+p{margin-top:.6rem}

/* strategy box */
.strategy-box{
  margin-top:1.6rem;padding:1.3rem 1.5rem;border-radius:var(--radius);
  background:var(--brand-tint);color:var(--ink);
}
.strategy-box strong{color:var(--brand)}

/* FAQ */
.faq-list{display:flex;flex-direction:column;gap:.7rem}
.faq-item{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  overflow:hidden;transition:border-color .25s;
}
.faq-item[open]{border-color:var(--brand)}
.faq-item summary{
  list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:1rem;
  padding:1.1rem 1.3rem;font-weight:600;color:var(--ink);font-size:1rem;
}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{
  content:"+";flex:none;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;
  background:var(--brand-tint);color:var(--brand);font-size:1.2rem;font-weight:500;line-height:1;
  transition:transform .3s var(--ease),background .25s,color .25s;
}
.faq-item[open] summary::after{content:"−";background:var(--brand);color:#fff}
.faq-item .faq-a{padding:0 1.3rem 1.2rem;color:var(--ink-soft);font-size:.97rem;max-width:72ch}
.faq-item .faq-a p+p{margin-top:.5rem}

/* current nav item */
.nav a[aria-current="page"]{color:var(--brand)}
.nav a[aria-current="page"]::after{transform:scaleX(1)}

/* ============================================================
   GRAFICO INTERATTIVO 30 ANNI — mobile-first
   ============================================================ */
.chart-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.1rem,3vw,1.9rem);box-shadow:0 30px 60px -42px rgba(18,46,35,.45);
}

/* live readout */
.chart-readout{
  display:grid;grid-template-columns:1fr 1fr;gap:.7rem 1rem;
  padding-bottom:1.1rem;margin-bottom:.6rem;border-bottom:1px solid var(--line);
}
.ro-year{grid-column:1/-1;display:flex;align-items:baseline;gap:.5rem}
.ro-year .ro-num{font-family:var(--serif);font-size:clamp(1.5rem,1.2rem + 1.4vw,2rem);color:var(--ink);line-height:1}
.ro-year .ro-lab{font-size:.9rem;color:var(--ink-soft)}
.ro-item{display:flex;flex-direction:column;gap:.15rem;min-width:0}
.ro-item .ro-lab{display:flex;align-items:center;gap:.4rem;font-size:.78rem;color:var(--ink-soft);letter-spacing:.01em}
.ro-item .ro-num{font-family:var(--serif);font-size:clamp(1.05rem,.9rem + .8vw,1.4rem);line-height:1.15;white-space:nowrap}
.ro-swatch{width:11px;height:11px;border-radius:3px;flex:none}
.ro-swatch.is-cap{background:var(--brand)}
.ro-swatch.is-esb{background:var(--accent)}
.ro-cap .ro-num{color:var(--brand)}
.ro-esb .ro-num{color:var(--accent)}
.ro-delta{grid-column:1/-1;padding-top:.6rem;border-top:1px dashed var(--line-strong)}
.ro-delta .ro-num{color:var(--ink);font-weight:500}
.ro-delta .ro-num::before{content:"+";margin-right:1px}
@media(min-width:560px){
  .chart-readout{grid-template-columns:repeat(3,1fr)}
  .ro-delta{grid-column:auto;padding-top:0;border-top:none}
}

/* plot + html labels (leggibili a ogni dimensione) */
.chart-plot{position:relative;padding:0 0 1.6rem}
.chart-svg{display:block;width:100%;height:auto;touch-action:pan-y;cursor:crosshair}
.chart-svg:focus-visible{outline:2.5px solid var(--accent);outline-offset:4px;border-radius:8px}
.grid-line{stroke:var(--line);stroke-width:1}
.grid-line.is-base{stroke:var(--line-strong)}
.chart-line{fill:none;stroke-linecap:round;stroke-linejoin:round}
.line-cap{stroke:var(--brand);stroke-width:4}
.line-esb{stroke:var(--accent);stroke-width:3}
.chart-area{fill:url(#capGrad)}
.chart-guide{stroke:var(--ink-soft);stroke-width:1.6;stroke-dasharray:6 6;opacity:.7}
.chart-dot{stroke:var(--surface);stroke-width:3}
.chart-dot.is-cap{fill:var(--brand)}
.chart-dot.is-esb{fill:var(--accent)}

.chart-labels{position:absolute;top:0;left:0;width:100%;aspect-ratio:760/520;pointer-events:none}
.chart-labels span{position:absolute;font-size:.72rem;line-height:1;color:var(--ink-soft);white-space:nowrap}
.clab-y{left:0;transform:translateY(-100%);padding-bottom:4px}
.clab-x{top:88%;transform:translateX(-50%)}
.chart-yearchip{
  top:100%;transform:translate(-50%,2px);
  background:var(--brand-deep);color:#fff!important;font-weight:700;
  padding:.22rem .55rem;border-radius:999px;
}
.chart-hint{margin-top:.9rem;font-size:.82rem;color:var(--ink-soft);display:flex;align-items:center;gap:.45rem}
.chart-hint svg{flex:none;color:var(--brand)}

/* ============================================================
   STACKED BAR — "stesso TFR, tasse diverse"
   Tonalita' tenui = TFR in azienda, tonalita' piene = fondo pensione
   ============================================================ */
.stack-title{text-align:center;font-size:.95rem;color:var(--ink-soft);margin-bottom:1.3rem}
.stacks{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1rem,4vw,2.2rem);align-items:end}
.stack-col{display:flex;flex-direction:column;gap:.6rem;min-width:0}
.stack-cap{
  font-size:.86rem;font-weight:700;text-align:center;line-height:1.25;
  min-height:2.6em;display:flex;align-items:center;justify-content:center;
}
.is-soft .stack-cap{color:var(--ink-soft)}
.is-strong .stack-cap{color:var(--brand)}
.stack{
  display:flex;flex-direction:column;height:clamp(190px,42vw,260px);
  border-radius:12px;overflow:hidden;background:var(--bg-sunk);
}
.stack>div{
  height:var(--h);display:flex;align-items:center;justify-content:center;
  font-family:var(--sans);font-weight:700;font-size:.82rem;line-height:1.1;text-align:center;padding:.2rem;
}
/* colonna 1: tenue */
.is-soft .stack-tax{background:var(--accent-soft);color:#5a2a16}
.is-soft .stack-net{background:#9fb3a7;color:#16281f}
/* colonna 2: piena */
.is-strong .stack-tax{background:#b04d29;color:#fff}
.is-strong .stack-net{background:var(--brand);color:#fff}

/* legenda per colonna, nei toni della colonna stessa */
.stack-key{list-style:none;margin:.85rem 0 0;padding:0;display:flex;flex-direction:column;gap:.4rem}
.stack-key li{
  display:flex;align-items:center;gap:.45rem;
  font-size:.75rem;line-height:1.25;color:var(--ink-soft);
}
.key-sw{width:14px;height:14px;border-radius:4px;flex:none}
.is-soft .key-tax{background:var(--accent-soft)}
.is-soft .key-net{background:#9fb3a7}
.is-strong .key-tax{background:#b04d29}
.is-strong .key-net{background:var(--brand)}

/* reveal animation: grow from the baseline */
.js .sim-viz .stack>div{transform:scaleY(0);transform-origin:bottom;transition:transform .9s var(--ease)}
.js .sim-viz .stack .stack-tax{transition-delay:.25s}
.js .sim-viz.is-animated .stack>div{transform:scaleY(1)}
@media(prefers-reduced-motion:reduce){
  .js .sim-viz .stack>div{transform:none;transition:none}
}

/* ============================================================
   ANSWER BOX — risposta diretta 40-60 parole (AEO)
   ============================================================ */
.answer-box{
  background:color-mix(in srgb,var(--brand-tint) 50%,var(--bg));
  border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.2rem,3vw,1.8rem);
  font-size:clamp(1.02rem,1rem + .2vw,1.12rem);line-height:1.6;
  max-width:66ch;margin-top:1.6rem;
}
.answer-box strong{color:var(--brand)}


/* ============================================================
   CALCOLATORI (Fase 1) - calcolo-tfr, calcolo-interesse-composto
   ============================================================ */
.calc-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.2rem,3vw,2rem);box-shadow:0 30px 60px -42px rgba(18,46,35,.45);
  margin-top:2rem;
}
.calc-grid{display:grid;gap:clamp(1.4rem,3vw,2.4rem)}
@media(min-width:900px){
  .calc-grid{grid-template-columns:1fr 1fr;align-items:start}
}

.calc-field{margin-top:1.1rem}
.calc-field:first-child{margin-top:0}
.calc-label{display:block;font-family:var(--sans);font-weight:600;font-size:.95rem;margin-bottom:.4rem}
.calc-hint{display:block;font-size:.8rem;font-weight:400;color:var(--ink-soft);margin-top:.15rem}

.calc-inwrap{position:relative;max-width:15rem}
.calc-input{
  width:100%;font:inherit;font-size:1.05rem;color:var(--ink);
  padding:.65rem 2.2rem .65rem .9rem;
  border:1px solid var(--line-strong);border-radius:12px;background:var(--bg);
}
.calc-input:focus-visible{outline:2px solid var(--brand);outline-offset:1px}
.calc-suffix{position:absolute;right:.9rem;top:50%;transform:translateY(-50%);color:var(--ink-soft);font-size:.95rem;pointer-events:none}
select.calc-input{
  appearance:none;padding-right:2.2rem;cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%23515c55' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right .9rem center;
}

.calc-range-row{display:flex;align-items:center;gap:1rem}
.calc-range{flex:1;accent-color:var(--brand);height:28px;cursor:pointer;min-width:0}
.calc-range-row .calc-inwrap{max-width:6.6rem;flex:0 0 auto}
.calc-range-row .calc-input{padding-right:.9rem;text-align:center}

.calc-scenarios{display:flex;flex-wrap:wrap;gap:.5rem}
.calc-scen{position:relative;cursor:pointer}
.calc-scen input{position:absolute;inset:0;opacity:0;cursor:pointer}
.calc-scen span{
  display:inline-block;background:var(--surface);border:1px solid var(--line-strong);
  border-radius:999px;padding:.42rem .95rem;font-size:.88rem;color:var(--ink);
  transition:background .2s var(--ease),border-color .2s var(--ease);
}
.calc-scen input:checked+span{background:var(--brand-tint);border-color:var(--brand);color:var(--brand);font-weight:600}
.calc-scen input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}

.calc-result-label{font-family:var(--sans);font-size:.85rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-soft)}
.calc-num{
  font-family:var(--sans);font-weight:700;font-variant-numeric:tabular-nums;
  font-size:clamp(2.1rem,1.5rem + 2.6vw,3.1rem);color:var(--brand);line-height:1.1;margin-top:.3rem;
}
.calc-context{margin-top:.5rem;font-size:.95rem;color:var(--ink-soft);max-width:44ch}
.calc-split{display:grid;grid-template-columns:repeat(auto-fit,minmax(96px,1fr));gap:.8rem;margin-top:1.3rem}
.calc-split div b{display:block;font-family:var(--sans);font-variant-numeric:tabular-nums;font-size:1.02rem;color:var(--ink)}
.calc-split div small{font-size:.78rem;color:var(--ink-soft)}
.calc-bar{display:flex;height:14px;border-radius:999px;overflow:hidden;margin-top:1.2rem;background:var(--bg-sunk)}
.calc-bar i{display:block;height:100%}
.calc-bar .seg-net{background:var(--brand)}
.calc-bar .seg-tax{background:#b04d29}
.calc-bar .seg-sost{background:var(--accent-soft)}
.calc-key{display:flex;flex-wrap:wrap;gap:.4rem 1.1rem;list-style:none;padding:0;margin:.6rem 0 0;font-size:.8rem;color:var(--ink-soft)}
.calc-key li{display:flex;align-items:center;gap:.4rem}
.key-dot{width:10px;height:10px;border-radius:3px;flex:0 0 auto}
.calc-month{
  margin-top:1.2rem;padding:.85rem 1.1rem;background:var(--brand-tint);
  border-radius:var(--radius);font-size:.93rem;color:var(--ink);
}
.calc-guard{
  margin-top:1.2rem;padding:1rem 1.2rem;border-radius:var(--radius);
  background:color-mix(in srgb,var(--accent-soft) 26%,var(--surface));
  border:1px solid var(--line-strong);font-size:.95rem;
}
.calc-soft-cta{display:block;margin-top:1.1rem;font-size:.92rem;color:var(--ink-soft)}
.calc-soft-cta a{color:var(--accent);font-weight:600}
.calc-note-rate{margin-top:.8rem;font-size:.88rem;color:var(--ink-soft)}
[hidden]{display:none!important}